You bought a house sight unseen? Yup!
We are going to be celebrating 20 years of marriage this
year. I can not believe it. In our 20 years, we have lived in an apartment in
the following cities: College Station, Houston, Boston, and Chicago. When we
lived in Newton, Ma, we had an opportunity to rent a duplex when Braedon was
born. This was our first experience in “home ownership”. We had a bit of land,
fireplace, more room, and that homey feel.
When we moved to Chicago, we had one child at who was almost
one and another child on the way. We met with a realtor and searched around
Hyde Park looking at condo after condo and even a town home. Because we were
unsure of the best location and just didn’t have a good idea, we decided to
move into a 2 bedroom apartment temporarily until we got our bearings. I say temporarily because I did not want to
live in a cramped apartment for more than 1 year. Our family was expanding and
I wanted more space.
After a year, we began our search again knowing the area very
well. Again, we looked at more condos and a few town homes. Our biggest
downfall was money. The market was at its highest and we only had one income.
We found a townhome we could afford and really took our time inspecting the
place. In the end, we felt we were rushing to meet our need to have a bigger
place. The space would have worked, but we did not want to overextend ourselves
financially.
The search continued and about a few years later the prices
dropped. The mortgage crisis had hit and we thought this is great for us.
Another town home in a different part of town hit the market and we were
hooked. It was smaller than the other townhome, but it had a bit of land we
could utilize. We immediately placed a very low bid. We had researched the
market and knew the prices. After all, we were looking for 4 years now. This
was a very hot property and we were naïve first time buyers. The seller’s agent
was not very nice to us and it scared us off. We again held off, but continued
searching online.
By this time we had child number three and we were at
maximum capacity. It is amazing how creative one can be in tiny spaces. One of
our saving graces is that we had an outdoor space that was the length of our
apartment. We had an 8-foot-high brick wall which did not allow them to get out
or intruders into our space. We could go outside even if it was just for a few
minutes or for hours. This also allowed us to put up a bird feeder to view the
local foul and we were visited daily by a few squirrels.
As more time passed and the kids began to grow, I felt our
need for a home, a yard, space, and the idea of owing something. We thought a
move to the suburbs was going to give us all that we wanted. Sure that would
mean a major commute for Rich, but we thought it might be worth the price. We
found ourselves admiring the Palos Park area and found a home that had great
land, but the house was small. I thought it was a good price and we could
always expand. It needed some work and updating, but that is what we love about
these houses. You can put your own stamp on it throughout the time you live
there. We were so in love with this house, we called the realtor to take a
tour. It was lovely. Rich was hesitant, we still needed to build up our egg
nest and he wasn’t sure about the commute. So, we passed.
Our search continued as we looked online and drove around
houses near my parents, but there was always something that dissuaded us. It
was either location, something wrong with the house, too close to the highway,
and crime that made is run the other way. I thought for sure we would never get
a house and we would be living in our apartment.
I finally gave Rich an ultimatum that we either needed to
buy something or we were going to rent. Since the housing market was terribly,
rent was not cheap and therefore it was not an option. I didn’t know what to
do. All I could do is just keep living day to day and support my hubby.
Then we went on a vacation traveling west and landing in
Idaho. Everything was magical, new, and exciting. Who wouldn’t want to pack up
and go to a new land? This is what are forefather’s did, right? Surprisingly,
when we returned back to Chicago, we began driving around Palos again and
started searching again.
We happened upon a house in Palos we thought we could
afford, but it was a fixer-upper. It had no kitchen, the bathrooms were gutted,
but we saw there was a lot of potential. This was a bank-owned house and we
placed a bid. The bank counteroffered and came down only a bit. We could not
afford the full price and still be able to fix it up. The bank didn’t really
want to budge on the price, but we knew all of the details of the house and how
much money it would take to just get in the door. We had a price in mind of
where we felt comfortable living and maintain the house. It was very, very
tight. Was this what we wanted in home ownership? We were already going to be
knee deep in repairs before we get into the house. We stood firm on our price,
but the bank would not come down. We passed again.
Luckily, we did because soon after we found Rich had lost
his job. Sure if we bought the house, Rich could have found something else, but
I feel he would be settling. Of course if you read the prior posts, you know
how we ended up in Idaho.
When we were considering this
move, we looked online at a lot of houses, land, and various options. During
Rich’s interview, he was able to drive around, tour houses, and get a lay of
the land. He took videos and gave me his opinions of what would work for us.
You see, Rich never purchases anything (well almost anything) without doing
research first. There are times when I get frustrated because I just need an
item, but he always waits.
I trust his vision and heck
after almost 20 years of marriage; I would think he would know me very well. He
did a terrific job picking out our house and we are living our dream.